Why You Should Get Pre-Approved Before Touring Homes

Why You Should Get Pre-Approved Before Touring Homes

Thinking about buying a home? One of the smartest steps you can take before scheduling tours with a real estate agent is to get pre-approved with a lender. We can give you great recommendations to reputable lenders that fit your goals! Here's why it matters—especially in today's competitive housing market.

✅ Benefits of Getting Pre-Approved First

• Know Your Budget Up Front

  • Avoid falling in love with a home you can’t afford.

  • Helps narrow down your search to homes within your true price range.

  • Source: Consumer Financial Protection Bureau

• Strengthens Your Offer

  • Sellers take pre-approved buyers more seriously.

  • In a competitive market, having a pre-approval letter can make your offer stand out.

  • Source: National Association of Realtors

• Saves Time—for You and Your Realtor

  • Pre-approval ensures you're only touring homes that fit your financing.

  • Makes the home buying process more efficient and less stressful.

• Uncovers Credit or Financial Issues Early

  • Gives you time to fix any credit errors or financial red flags before they become deal-breakers.

  • Some lenders offer tools to improve your credit score as part of the pre-approval process.

• Shows You’re a Serious Buyer

  • Realtors prioritize clients who are ready to move forward.

  • Sellers may even require pre-approval letters before allowing showings.

📍 Boost Your Home Search Locally

If you're searching for homes in East or Middle Tennessee, getting pre-approved can give you a leg up on other buyers—and help your realtor serve you better. We work closely with trusted local lenders to get you started the right way.

💡 Pro Tip:

Ask your lender to provide a customized pre-approval letter for each offer you make—tailored to the home’s price. This can give you a competitive edge.